Burial Insurance

Services - Burial Insurance

Burial Insurance

Is there an insurance plan that will provide peace of mind to your loved ones in the event of your passing? Talking about a loved one's final days is challenging for everyone. But the end-of-life planning conversations are necessary – and they're happening in the record. It's not merely a policy; it's a promise, etching your legacy in financial security. We understand that your final moments deserve respect and your loved ones deserve support. Our Burial Insurance Policy stands as a beacon of compassion, ensuring that your farewell is dignified, your legacy is honored, and your family's financial burden is eased.

burial insurance
what is burial insurance

What is Burial Insurance?

A burial insurance policy is a specialized form of life insurance that covers the costs related to end-of-life expenses, including funerals and burials. It provides a way for individuals and families to plan, ensuring that the financial burden of these expenses is not passed on to surviving loved ones.

Types of Burial Insurance

Here are the common types of burial insurance

Traditional Burial Insurance

This type of burial insurance provides a fixed death benefit to cover funeral and burial expenses. It offers peace of mind knowing that your final wishes will be fulfilled without imposing financial stress on your family.

Pre-Need Insurance

A pre-need burial policy provides you with the option of pre-selecting and pre-paying for funeral and burial services directly with the funeral home or cemetery of your choice. This ensures that your preferences are honored and that expenses are covered.

Guaranteed Issue Burial Insurance

This option is designed for individuals who may have health issues or are older, making it difficult to qualify for traditional life insurance policies. Guaranteed issue burial insurance does not require a medical exam, and coverage is typically guaranteed.

Term Burial Insurance

Similar to traditional term life insurance, term burial insurance covers a specified period, such as 10 or 20 years. It can be a more affordable option for those looking for temporary coverage.

Whole Life Burial Insurance

Whole life burial insurance offers permanent coverage with a cash value component that grows over time. It provides lifelong protection and may offer the opportunity for some cash accumulation.

How does Burial Insurance work?

Final expense life insurance, or burial insurance, is a straightforward and accessible form of coverage designed to ease the financial burden on loved ones after your passing. It typically provides:

  • A modest death benefit.
  • Normally ranging from $5,000 to $25,000, intended to cover funeral and burial expenses.
  • Any outstanding debts or medical bills.


To secure this coverage, you pay regular premiums, often monthly or annual. The policy remains in effect for your lifetime as long as premiums are paid and the death benefit is paid to your beneficiaries upon passing. With final expense life insurance, you can have peace of mind, knowing that your loved ones won’t have to bear the financial costs associated with your end-of-life arrangements.

How does Burial Insurance work?

Is final expense insurance right for you?

Determining whether final expense insurance is right depends on your circumstances, needs, and financial goals. Here are some factors to consider when deciding if final expense insurance is a suitable choice:

Financial Responsibility

If you want to ensure that your end-of-life expenses, such as funeral and burial costs, medical bills, or outstanding debts, are covered without burdening your loved ones, final expense insurance can be a practical solution.


Final expense insurance policies are often more affordable than larger life insurance policies

Age and Health

Final expense insurance is typically more accessible for older individuals or those with health issues who may find it challenging to qualify for traditional life insurance. Some policies do not require a medical exam.

No Cash Value

Unlike other life insurance policies, final expense insurance does not accumulate cash over time. This may be fine if you primarily want to cover end-of-life expenses rather than building savings or investments.


Evaluate your budget and determine how much you can comfortably allocate for insurance premiums. Final expense insurance is often affordable, making it accessible to many individuals.

Family Situation

Consider the financial needs of your family. If you have dependents who rely on you for income replacement, a more comprehensive life insurance policy may be necessary in addition to final expense insurance.

Choosing final expense insurance should align with your goals and priorities. It’s essential to assess your unique circumstances and discuss your options with an insurance professional who can provide guidance tailored to your needs.

Which expenses does the Burial Insurance policy cover?

A Burial Insurance policy, or final expense insurance, typically covers a range of end-of-life expenses and financial obligations, offering peace of mind to policyholders and their families. Here are the common expenses and aspects that a Burial Insurance policy typically covers:

Funeral Expenses

Costs associated with a funeral service include caskets, burial plots, transportation, embalming, viewings, and other related services.

Cremation Costs

Policyholders who choose cremation rather than a traditional burial can get insurance coverage for the cremation urn, crematory fees, and related expenses.

Memorial or Headstone Costs

The policy may include provisions for purchasing a memorial marker or headstone to honor the deceased.

Medical Bills

Some policies cover outstanding medical bills or hospital expenses incurred before the policyholder's passing.

Outstanding Debts

Burial insurance can help cover any outstanding debts, loans, or credit card balances left behind by the insured.

Grief Counseling

Some policies may offer additional benefits for grief counseling or support services for the family.

It’s important to note that the specific coverage and limits of a burial insurance policy can vary depending on the insurance provider and the policy chosen. Policyholders should carefully review the terms and conditions of their chosen policy to ensure it aligns with their intended coverage needs. Additionally, beneficiaries should be aware of the policy details and the process for claiming to access the coverage.

Why Choose Us for Your Burial Insurance Policy?

We understand that planning for the inevitable is an act of love and responsibility. Our commitment to you and your family's peace of mind is unwavering. With years of insurance industry expertise, we offer policies and personalized solutions designed to fit your unique needs. Our range of Burial Insurance options, from traditional to guaranteed issues, ensures your financial security is accessible and affordable. What sets us apart is our transparent and customer-centric approach. We provide clarity on premiums and coverage, offer compassionate support during a sensitive time, and strive to exceed your expectations. Choose us for Burial Insurance, and let us help you preserve your legacy and honor your loved ones with dignity and financial security.

WhyChoose Us for Your Burial InsurancePolicy

Your go-to agency specializing in affordable burial insurance policies tailored for individuals across the United States.

Useful Links

Privacy Policy

Terms and Conditions


Get In Touch

© 2024 Insure Final Expense

All Rights Reserved by Prime Technologies Global